Purpose-built analytical tools designed for CFOs and founders to evaluate real capital costs, assess platform risk, and model unit economics without marketing smoke and mirrors.
Unmask the true annualized cost of revenue-based loans and fixed-fee factoring advances.
Because principal is repaid continuously each month, the average capital outstanding over the term is approximately half the principal. A lender quoting a "6% fee for 6 months" is actually earning over 21% annualized return on the capital in use. Use this figure when benchmarking against venture debt or bank lines.
Compare financing across different pricing models (rev-share, factoring, fixed-fee) against payback horizons to calculate true UA funding ROI.
Calculate the "Ghost Asset" on your balance sheet: quantify the remaining cash flows from past cohorts to unlock non-dilutive borrowing capacity.
Our comprehensive 2026 benchmark guide evaluating receivables factoring, cohort debt, and private credit providers for mobile studios.